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5418 Diane Way
Santa Rosa, CA  95409
Judith F. Sterling, CDFA, CPA
Financial Professional

Judith F. Sterling, CDFA, CPA is a Certified Divorce Financial Analyst as well as a CPA. Jude has an extensive and diverse background in financial matters spanning 33 years as a Certified Public Accountant (CPA) in an international public accounting firm, as a Chief Financial Officer (CFO) of a hospital, as a sole proprietor of a vineyard business, and for the past 15 years as a Certified Divorce Financial Analyst.

Several dynamics are involved in divorce: emotional, legal, and financial. In most cases a married couple or registered domestic partners going through a divorce are unaware of the financial ramifications of a contemplated settlement agreement. Issues and the consequences of budgeting, property division, tax liabilities, spousal support, child support, real estate values, refinancing of home loans, business and pension valuations, and debt are all interdependent elements of the divorcing family's financial future. The fact that two households now have to live on potentially the same income level that previously supported one household underscores the importance of financial planning. Divorcing parties need the neutral financial professional as much as they need their attorneys and mental health specialists. I am specially trained to recognize potential tax problems, analyze all relevant financial information, and evaluate settlement proposals as I work with one or both spouses.

My clients often express how grateful they are for my clarity and kindness in educating and explaining their financial situation so they can make solid durable financial agreements. They tell me they feel as if I heard what was important to them.

Appointments available in Marin County, San Francisco, and Santa Rosa. I also am now doing video conferencing. Please call to inquire about the process.